Car Insurance Chicago, IL
Free Auto Insurance Quote in 2 Minutes!
Get the Best Car Insurance from Illinois Drivers Insurance in Chicago, IL
Are you looking for affordable, reliable car insurance coverage in the Chicago area? At Illinois Drivers Insurance, we’ve been providing top-notch insurance solutions to drivers throughout the Windy City for over 28 years.
As an independent agency, we have the flexibility to shop policies from multiple trusted carriers to find you the right coverage at the most competitive rates. Our team of licensed agents will work closely with you to understand your needs and driving situation, to ensure you get the perfect auto insurance fit.
Car Insurance Services We Offer in Chicago
At Illinois Drivers Insurance, we provide numerous personal and commercial car insurance coverages tailored to meet the needs of Chicago drivers. Our offerings include:
Auto insurance
Our standard auto insurance policies protect you with vital coverages like:
Bodily injury & property damage liability: Protect your assets with bodily injury and property damage liability coverage in case you're found legally responsible for an accident. Illinois law requires minimum bodily injury limits of $25,000 per person and $50,000 per accident, but we recommend higher limits for more complete protection.
Collision: Safeguard your vehicle investment with collision coverage for accidents. Our auto insurance covers repairs or replacements for your vehicle if it's damaged in an accident or you hit another vehicle or object.
Comprehensive: Pays for covered damage to your vehicle from incidents like theft, vandalism, falling objects, fire, flood, and collisions with animals.
Uninsured/underinsured motorist: Stay covered if you're in an accident caused by a driver with insufficient or no insurance. Although Illinois requires all drivers to carry insurance, too many violate this law. These coverages ensure you're protected from these uninsured/underinsured drivers.
Personal Injury Protection (PIP): PIP covers medical costs, lost wages, rehabilitation expenses and other accident-related costs to provide vital protection. Required in some states, it's an optional but wise choice in Illinois.
SR22 insurance
If you need an SR22 certificate filed in Illinois due to a violation like DUI, repeated traffic offenses, or a revoked/suspended license, Illinois Drivers Insurance has you covered. An SR22 filing certifies you carry the state's minimum liability coverage for a set period.
We understand the SR22 requirements and streamline the process of acquiring and maintaining this certificate. You automatically receive alerts for upcoming renewals to avoid inadvertent lapses, and our agents are here to support you through restoring your full driving privileges.
Commercial auto insurance
Businesses and industries in Chicago from contracting and landscaping to retail and manufacturing rely on Illinois Drivers Insurance's affordable commercial auto insurance solutions. Our tailored policies protect the company vehicles transporting employees, making service calls, hauling equipment, or delivering goods/services.
We provide higher liability limits than personal policies, cover hired and non-owned autos - include specialized coverages like motor truck cargo, trailer insurance, and more.
Other Personal Insurance Lines
In addition to personal and commercial auto insurance, we're a trusted source for:
- Home insurance: Protect your house and personal property with home, condo, renters, landlord, and umbrella policies.
- Renters insurance: Get affordable coverage for your belongings, personal liability, and more as a Chicago renter.
- Motorcycle insurance: Find specialized protection for your motorcycle, scooter, off-road vehicle, and accessories with optional riders like transportation/towing, accessories coverage, and more.
- ILIVS Insurance Verification: We can help provide proof of insurance through the Illinois Insurance Verification System and handle SR22/FR44 filings required after violations.
No matter your insurance needs, we will take the time to understand your unique situation and come up with a tailored solution with the best possible coverage and value.
Why Choose Illinois Drivers Insurance?
There are many reasons Chicago drivers choose Illinois Drivers Insurance year after year:
Unbeatable rates:
As an independent agency, we have the freedom to shop rates from numerous top insurers to find you the lowest possible price. We leverage our volume to secure unbeatable group discounts you won’t find elsewhere.
Local expertise:
Our agents live and work in Chicago, which gives them in-depth regional knowledge and understanding. They know the dangers you face daily from heavy traffic, road construction, harsh winters, and can properly advise coverages.
Personalized service:
We provide customized policy recommendations based on your unique driver profile, vehicle, budget, and insurance needs. It’s not one-size-fits-all.
Hassle-free claims:
We have decades of experience handling even the most complex auto claims to ensure you receive fair, prompt payouts to quickly get your vehicle repaired and life back to normal.
Annual reviews:
We automatically review your policy each year when it renews to adjust coverages and discounts maximizing value as your life changes.
Free Auto Insurance Quote in 2 Minutes!
Information for Drivers in Chicago
Below are some important contact details for drivers in Chicago.
DMV
The Chicago DMV is conveniently located at 160 N. LaSalle, Chicago, IL 60601. You can contact this DMV location on (217 782-6212
Chicago Fire Department
The Chicago Fire Department is located at Chicago Public Safety Building Chicago, IL 60653. You can call the department in a non-emergency at (312) 745-3705.
Chicago Police Department
The Chicago Police Department is located at 3151 W Harrison St · (312) 746-8386. You can also contact the department in a non-emergency at (312) 746-6000 or email the police.
Serving Beyond Chicago - Surrounding Areas:
Illinois Drivers Insurance is glad to let you know that we are not only providing our auto insurance services in Chicago but our experienced car insurance agents hand picked neighboring areas of Chicago,IL to extend services! Our dedicated approach ensures policies customized to your needs, going that extra mile for customer satisfaction. With us as your auto insurer, rest assured you're in capable hands. Our served areas include:
Get an Affordable Chicago Auto Insurance Quote Today!
Do you need basic liability protection, comprehensive full coverage, SR22 filing, commercial auto insurance, or anything in between? Illinois Drivers Insurance will make it simple and affordable. Request your free, no-obligation quote today to experience the superior service and savings we provide.
Call us on 844-508-1234 so we can show you first-hand why drivers throughout the Chicago area trust Illinois Drivers Insurance for all their car insurance needs!