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    Illinois Insurance Verification System (ILIVS)

    ILIVS is an auto insurance verification program used by the state of Illinois to verify that an individual possesses necessary coverage. This system has been created to bring down the number of uninsured drivers on the roads in Illinois. ILIVS also provides crucial information about the types of coverage and premiums associated with a specific auto insurance policy. You can also keep track of your insurance information and the changes that happen throughout the year.
    At Illinois Drivers Insurance, we are proud to provide ILIVS as part of our services. We strive to make sure that our customers are on the right track and are taken care of in the event of an accident. By taking advantage of ILIVS insurance verification system, you can rest assured that you are doing all that you can to ensure that you are meeting the minimum insurance requirements of the Illinois state.

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    How Does Auto Insurance Verification System Work?

    When you enter your information into ILIVS insurance verification, it will first use the National Motor Vehicle Insurance Database (NMVID) to determine if you are insured in Illinois. It will then look for insurance policies in the state, including policies from Illinois Drivers Insurance.
    If your policy cannot be found in NMVID, ILIVS will then use the Illinois Automobile Insurance Identification Database (ILIAID) to identify policies that are applicable in the state. This includes auto insurance policies offered by Illinois Drivers Insurance. If an applicable policy is located, ILIVS will contact you and let you know that you are insured in the state.
    Once you are insured in the state, ILIVS will check to make sure that your policy meets the requirements to remain valid in the state. This includes verifying information such as your driving record, vehicle type, and more. If any issues arise, you can contact our skilled agents to help resolve them.


    Vehicle Types to Be Reported to ILIVS

    Reporting your vehicles to ILIVS insurance verification system is important because it is part of the law and allows insureds, law enforcement, and other officials to verify whether your vehicle is registered and in compliance with the law. It also helps keep Illinois residents safe by allowing law enforcement to quickly and accurately identify vehicles on the road.
    If you own any of the following vehicles, it’s important that you report them to ILIVS. This is easy to do, and all you have to do is get in touch with our friendly customer service representatives who will guide you about the process:

    • Passenger vehicles
    • Motorcycles
    • Autocycles
    • Recreational vehicles
    • Motor vehicles registered for highway usage and required to conform with Illinois Public Act 100-0373

    At Illinois Drivers Insurance, we understand the importance of keeping your vehicles reported and legal, and we are proud to help you with this important task. We also want to emphasize the importance of being a responsible driver and taking safety measures to reduce the number of accidents in Illinois. Do your part and report your vehicles at Illinois Drivers Insurance for ILIVS today!


    Uncover the Risks if You Fail to Get Insurance for ILIVS

    From protecting your vehicle to preserving your rights in the event of an accident, auto insurance is essential for drivers in Illinois. Unfortunately, not all drivers stay in compliance with state laws and regulations. However, there can be serious consequences if you fail to get the essential coverage that’s required by the law which include:

    License Suspension

    Perhaps the most severe consequence of lacking the proper auto insurance coverage is having your license suspended. The length of the suspension will vary depending on the individual’s driving history and the reason the policy was not maintained.


    In addition to license suspension, drivers who fail to obtain the proper auto insurance coverage can be subject to fines. The fine varies, but the range is between $500 and $2,500 per violation. If a court finds the driver at fault in an accident, that fine could increase.

    Pay Reinstatement Fee

    The final consequence of failing to have auto insurance is the requirement to pay a reinstatement fee. The fee is paid after the suspension is lifted and it costs around $100.

    We offer low-cost auto insurance services in Illinois so you can drive safely without any worries.

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