If I don’t have a U.S. driver’s license, can I still get insurance?
- October 19, 2022
- drobbins
Sure, we insure customers with no driver’s license, temporary driver’s licenses, international driver’s licenses and any U.S. licenses in state or out of state. Have…
What is Liability (State Minimum) Coverage?
- October 19, 2022
- drobbins
Liability or State Minimum coverage includes Bodily Injury, Property Damage and Uninsured Motorist coverages. The lowest level of coverage that we offer is the State…
I forgot to make my payment. What happens to my policy?
- October 19, 2022
- drobbins
Unfortunately, if you don’t make your payment and your policy is canceled, you will be without coverage. This is usually no problem, as we can…
How will I know when my payments are due?
- October 19, 2022
- drobbins
Your agent will give you an approximate date when your next payment is due, and you will receive a bill in the mail. We also…
If I have multiple traffic violations and accidents, can I still get insurance?
- October 19, 2022
- drobbins
You got pulled over and were issued a traffic citation. It happens; we’re all human. In most cases, we can still insure you. However, the…
If my vehicle is “totaled,” or a total loss, will my coverage pay for a new vehicle?
- October 19, 2022
- drobbins
Insurance carriers pay for the damages to your vehicle up to the value of the vehicle at the time of the loss.
I just had an accident, and I don’t have insurance. If I buy a policy, will you cover that accident?
- October 19, 2022
- drobbins
No, you will not be covered for that accident. Your policy must be in place at the time of the accident for you to be…
What is an SR-22?
- October 19, 2022
- drobbins
An SR-22 is a requirement that a judge imposes, or the Illinois Secretary of State imposes on someone with a poor driving record associated with…
How does a deductible work?
- October 19, 2022
- drobbins
Your deductible is your out-of-pocket expense for repairs to your vehicle if you have Comprehensive/Collision coverage. If your deductible is $1,000 and you have a…
What if I don’t have a vehicle, but I need insurance?
- October 19, 2022
- drobbins
Most likely you need the policy because of an SR-22, and we will help you with a non-owner policy, which means that you can purchase…