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    What if my windshield cracks?

    Some policies address glass claims under comprehensive rules, sometimes with special provisions. It depends on the carrier and coverage setup.

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    Does auto insurance cover hail and storm damage?

    Hail/storm damage is commonly covered under Comprehensive coverage.

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    Does auto insurance cover theft in Illinois?

    Theft is typically covered under Comprehensive coverage (subject to deductible). Liability-only generally does not cover theft of your vehicle.

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    What if someone else crashes my car?

    Coverage depends on: Don’t guess—confirm the permissive use rules on your policy.

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