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    If I borrow someone’s car, am I covered?
    Category: Borrowed Cars, Permissive Use, and Coverage Questions

    It depends. Coverage can be affected by:

    • Whether the vehicle owner’s policy allows permissive use
    • Whether you’re excluded on the owner’s policy
    • Whether your own policy extends coverage in certain situations

    If you frequently borrow cars, consider a solution designed for that scenario (including non-owner policies when appropriate).

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