What are medical payments (MedPay) and personal injury protection (PIP)?
- February 27, 2026
- Jordan Martin
In Illinois, MedPay is more common than PIP. MedPay can help pay for medical expenses after an accident, regardless of fault, up to your selected…
What is Uninsured Motorist coverage in Illinois?
- February 27, 2026
- Jordan Martin
Uninsured Motorist (UM) coverage can help protect you if you’re hit by a driver who has no insurance (or not enough insurance in certain scenarios,…
What is Comprehensive coverage?
- February 27, 2026
- Jordan Martin
Comprehensive helps cover damage to your vehicle from non-collision events, such as: Comprehensive is also subject to a deductible.
What is Collision coverage?
- February 27, 2026
- Jordan Martin
Collision helps pay to repair or replace your vehicle after a crash—regardless of fault—subject to your deductible. It typically applies when: Insurance companies often require…
What does liability coverage pay for?
- February 27, 2026
- Jordan Martin
Liability coverage helps pay for: Liability coverage is what keeps you legally insured in most cases, but it doesn’t repair your own car after an…
