What are medical payments (MedPay) and personal injury protection (PIP)?
- February 27, 2026
- Jordan Martin
Medical Payments (MedPay) is optional coverage in Illinois that can help with covered medical and funeral expenses after an auto accident, regardless of fault, up…
What is Uninsured Motorist coverage in Illinois?
- February 27, 2026
- Jordan Martin
Uninsured motorist bodily injury coverage (UM) covers injuries caused by an at-fault uninsured driver or qualifying hit-and-run. Illinois requires at least $25,000 per person and…
What is Comprehensive coverage?
- February 27, 2026
- Jordan Martin
Comprehensive helps cover damage to your vehicle from non-collision events, such as: Comprehensive is also subject to a deductible.
What is Collision coverage?
- February 27, 2026
- Jordan Martin
Collision helps pay to repair or replace your vehicle after a crash—regardless of fault—subject to your deductible. It typically applies when: Your lender or leasing…
What does liability coverage pay for?
- February 27, 2026
- Jordan Martin
Liability coverage helps pay for: Liability coverage is what keeps you legally insured in most cases, but it doesn’t repair your own car after an…
