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    What are medical payments (MedPay) and personal injury protection (PIP)?
    Jordan Martin
    February 27, 2026
    A

    What are medical payments (MedPay) and personal injury protection (PIP)?

    Category: Understanding Illinois Auto Insurance Coverage

    Medical Payments (MedPay) is optional coverage in Illinois that can help with covered medical and funeral expenses after an auto accident, regardless of fault, up to the selected limit. Illinois does not require PIP as part of its minimum auto insurance requirements.

    Ask how MedPay fits with your health insurance and other coverage before choosing a limit. See our Illinois auto insurance guide.

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