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    How long do I have to file a claim?

    Timelines vary. The best move is to report as soon as possible after an incident.

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    What should I do immediately after an accident?

    General best practices: Avoid admitting fault at the scene—let the investigation and insurance process determine liability.

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    What is a claim?

    A claim is your request for the insurance company to pay for covered losses. Claims can involve:

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