What should I do immediately after an accident?

General best practices:

1. Check for injuries and call emergency services if needed
2. Move to a safe location if possible
3. Exchange info (drivers, vehicles, insurance)
4. Take photos (vehicles, plates, scene, damage)
5. File a police report when appropriate
6. Notify your insurer promptly

Avoid admitting fault at the scene—let the investigation and insurance process determine liability.