Category:
Rental Cars (Personal Use) and Road Trips
Your personal auto policy may extend some coverage to a rental car, but the answer depends on your policy, the vehicle, location, and purpose of the rental. Before the trip, ask your insurer which liability and vehicle-damage coverages apply, what deductibles apply, and whether fees such as loss of use are covered.
Rental reimbursement is different: it helps pay for a temporary rental after a covered loss to your insured vehicle. It does not automatically insure every rental car you drive.
Review the rental agreement and any credit-card benefits before deciding whether to buy the rental company’s optional protection. Contact our agency for help reviewing your own policy.
