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Quick Start: The Most Common Illinois Auto Insurance Questions
Illinois requires liability coverage to drive legally. The required minimums are commonly discussed as 25/50/20:
- $25,000 bodily injury per person
- $50,000 bodily injury per accident
- $20,000 property damage per accident
Most states set minimum liability coverage limits that drivers must meet to legally operate a vehicle.
Many drivers choose higher limits because a single accident can exceed minimum coverage quickly, especially with modern repair costs and medical expenses.
