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    What is the minimum car insurance required in Illinois?
    Category: Quick Start: The Most Common Illinois Auto Insurance Questions

    Illinois requires liability coverage to drive legally. The required minimums are commonly discussed as 25/50/20:

    • $25,000 bodily injury per person
    • $50,000 bodily injury per accident
    • $20,000 property damage per accident

    Most states set minimum liability coverage limits that drivers must meet to legally operate a vehicle.

    Many drivers choose higher limits because a single accident can exceed minimum coverage quickly, especially with modern repair costs and medical expenses.

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