What’s the difference between “liability only” and “full coverage”?

• Liability-only generally means your policy covers damage/injury you cause to others (up to your limits), but not repairs to your own vehicle if you cause an accident.
• Full coverage usually refers to liability plus Comprehensive and Collision (covers many types of damage to your vehicle, subject to deductibles). If you have a car loan, your lender will typically require you to carry comprehensive and collision coverage until the loan is paid off.

“Full coverage” is not a single standardized product—coverage can vary. The exact protections depend on your policy.